Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Charter Bank

Rates

Last updated on: October 1, 2024

Certificate of Deposit Rates

($1,000 Minimum to Open)


Term

Interest

Rate

Annual

Percentage Yield

Penalty for

Early Withdrawal

90 day
3.75% 3.75%
90 days
180 day
3.50% 3.50%
90 days
1 year
3.25% 3.25%
90 days
2 year
2.80%
2.80%
180 days
3 year
2.75% 2.75%
180 days
4 year
2.75% 2.75%
180 days
5 year
2.75% 2.75%
180 days

Individual Retirement Account Rates

($1,000 Minimum to Open)


Term

Interest

Rate

Annual

Percentage Yield

Penalty for

Early Withdrawal

1 year
3.25% 3.25% 90 days
2 year
2.80% 2.80% 180 days
3 year
2.75% 2.75% 180 days
4 year
2.75% 2.75% 180 days
5 year
2.75% 2.75% 180 days

Variable Rate Accounts

($100 Minimum to Open)


Account Type

Interest Rate

Annual Percentage Yield

Minimum Balance To Earn Interest

Maximum Balance

Savings
1.00% 1.00% none none
N.O.W
0.05% 0.05% none none
Money Market
0.50%

0.75%

2.25%

3.50%

3.75%
0.50%

0.75%

2.25%

3.50%

3.75%
none
 
50,000.00

100,000.00

250,000.00

500,000.00
49,999.99

99,999.99

249,999.99

499,999.99

none
Fees and withdrawals could reduce earnings.
A penalty will be imposed for withdrawals made before maturity on certificates of deposit.
The penalty amount will vary depending on the term of your certificate.
For current rates and additional account information call us (361) 241-7681.