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Interest Rates on Deposits

Last updated on :   

FEBRUARY 1, 2015

Individual Retirement Account Rates

Certificate of Deposit Rates

Basic Rates

Type of Account Range of Balances Interest Rate A.P.Y.
Annualized Percentage Yield
Savings $0 +           .10% .10%
NOW $0 +           .05% .05%
Money Market          $0 - $49,999.99 .05% .05%
$50,000 - $99,999.99 .10% .10%
$100,000 - $249,999.99 .15% .15%
$250,000 - $499,999.99 .20% .20%
$500,000    and Over       .25% .25%
       

Individual Retirement Account Rates

Term Interest Rate A.P.Y. Penalty for Early Withdrawal
$1,000
Minimum 
    1   Year    0.40% 0.40%   90 Days
 2   Year 0.75% 0.75% 180 Days
 3   Year 0.90% 0.90% 180 Days
 4   Year 1.15% 1.15% 180 Days
 5   Year 1.35% 1.35% 180 Days

Certificate of Deposit Rates

Term Interest Rate A.P.Y. Penalty for Early Withdrawal
 

$1,000
Minimum

90    Day         0.25% 0.25%   90 Days 
  180    Day         0.40% 0.40%  90 Days
   1   Year         0.40% 0.40%   90 Days
     2   Year         0.75% 0.75% 180 Days
3   Year         0.90% 0.90% 180 Days
4   Year         1.15% 1.15% 180 Days
5   Year         1.35% 1.35% 180 Days

APY = Annual Percentage Yield

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Fees and withdrawals could reduce the earnings on accounts.
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A penalty will be imposed for withdrawals made before maturity on certificates of deposit.
The penalty amount will vary depending on the term of your certificate.

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For current rates and additional account information, 
    call us at  any of our locations identified below.