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Interest Rates on Deposits

Last updated on :   

JANUARY 02, 2009

Individual Retirement Account Rates

Certificate of Deposit Rates

Basic Rates

Type of Account Range of Balances Interest Rate A.P.Y.
Annualized Percentage Yield
Savings $0 +           .20 .20
NOW $0 +           .10 .10
Money Market          $0 - $49,999.99 .15 .15
$50,000 - $99,999.99 .25 .25
$100,000 - $249,999.99 .90 .90
$250,000 - $499,999.99 1.00 1.00
$500,000    and Over       1.10 1.10
       

Individual Retirement Account Rates

Type of IRA Term Interest Rate A.P.Y. Penalty for Early Withdrawal
Regular


$500
Minimum 
    1   Year    2.00 2.00   90 Days
 2   Year 2.00 2.00 180 Days
 3   Year 2.00 2.00 180 Days
 4   Year 2.00 2.00 180 Days
 5   Year 2.00 2.00 180 Days
Jumbo

$50,000
and
Over
   1   Year   2.10 2.10   90 Days
 2   Year 2.20 2.20 180 Days
 3   Year 2.20 2.20 180 Days
 4   Year 2.20 2.20 180 Days
 5   Year 2.20 2.20 180 Days

Certificate of Deposit Rates

Type of CD Term Interest Rate A.P.Y. Penalty for Early Withdrawal
Regular


$500
Minimum
90    Day         1.00 1.00   90 Days 
  180    Day         1.50 1.51 90 Days
   1   Year         2.00 2.00   90 Days
     2   Year         2.00 2.00 180 Days
3   Year         2.00 2.00 180 Days
4   Year         2.00 2.00 180 Days
5   Year         2.00 2.00 180 Days
Jumbo


$50,000
and
Over

30    Day         

1.00 1.00      15 Days +
 60    Day          1.10 1.11   60 Days
 90    Day          1.35 1.36   90 Days
180    Day          1.75 1.75   90 Days
1   Year         2.10 2.10   90 Days
2   Year         2.20 2.20 180 Days
3   Year         2.20 2.20 180 Days
4   Year         2.20 2.20 180 Days
5   Year         2.20 2.20 180 Days

APY = Annual Percentage Yield

*  -  *  -  *
Fees and withdrawals could reduce the earnings on accounts.
*  -  *  -  *
A penalty will be imposed for withdrawals made before maturity on certificates of deposit.
The penalty amount will vary depending on the term of your certificate.

*  -  *  -  *
For current rates and additional account information, 
    call us at  any of our locations identified below.

Equal Housing Lender

10502 Leopard Street
Corpus Christi, TX 78410
 phone: 361 241 7681
      fax: 361 241 3544
24hour: 361 265 9383

801 Navigation, Ste 100
Corpus Christi, TX 78408
 phone: 361 884 7681
      fax: 361 884 2401
24hour: 361 265 9383

711 Highway 35 North
Rockport, TX 78383
 phone: 361 790 7676
      fax: 361 790 8920
24hour: 361 790 7744


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FDIC

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